Scott,
I made the switch with both of my ebay accounts a while ago. No processing issues for me whatsoever. I created a separate bank account to receive the payments. I have not yet scrutized the cost difference(s) but suspect it's pretty much a wash for me. The only aspect I don't like is that your funds are kind of in limbo for a couple days while the transfer is being processed - making it somewhat more difficult to know your exact balance at any given time.
Scott
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