I agree that the "pinhole" seems like a pretty arbitrary automatic downgrade to 1 (or even 2). I have seen some beautiful cards with the unfortunate pinhole that present so much better visually than a "4" with 85-15 borders, discoloring, and muted colors. Sometimes, the pinhole is so unnoticeable you only know it is there because the card looks like a "7" but is in a "1" holder.
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