I’ve been investing through my employer's 457b plan 100% of my allocation in the S&P500 ETF Low-Cost Vanguard Fund since I was 23 in 2005. I’ve been increasing my contributions once or twice a year depending on if we get a cost of living or not. I maxed out said contributions this year at $20,500. If the government allows me to keep increasing I will until it’s maxed. I’ll stay fully invested 100% allocation into the S&P 500 until I’m 55. The last 7 years will be far more to safety. Will retire at 62. So far I’ve been very pleased with my returns.
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