Does anybody else question the OP's premise that "complete sets are regularly cheaper than the equivalent summed singles pricing"? I've never purchased a complete set, so I don't have a lot of relevant experience, but my recollection of the half-a-dozen-or-so instances where Mile High has run auctions that allowed bidding on the individual cards and the set is that the set won more often than not. My memory could be wrong, but I certainly remember "winning" a lot of individual cards only to be trumped by the high set-bidders.
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