I echo all of the great advice already posted. I would add that if you are married, I believe it would be wise to obtain your wife's blessing.
I know that I am overly cautious and conservative when it comes to spending what to me are larger sums of money, perhaps because my parents never had much and we lived very frugally (my dad was wiped out during the 1930's depression, and I don't think he ever recovered mentally). Hence, much to my regret, I have passed on several WaJo cards over the last 25 years that I wish I had in my WaJo collection today.
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Seeking very scarce/rare cards for my Sam Rice master collection, e.g., E210 York Caramel Type 2 (upgrade), 1931 W502, W504 (upgrade), W572 sepia, W573, W575-1 E. S. Rice version, 1922 Haffner's Bread, 1922 Keating Candy, 1922 Witmor Candy Type 2 (vertical back), 1926 Sports Co. of Am. with ad & blank backs. Also T216 Kotton "NGO" card of Hugh Jennings. Also 1917 Merchants Bakery & Weil Baking cards of WaJo.
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