Check out this Beckett auction on eBay. It's an N172 Kelly graded a 4 but has writing on the front of the card. If you look closely there is writing on the top left of the card, near where the Old Judge logo is. This card has been graded by Beckett and is being sold by Beckett. The description does not say anything about the writing on the front of the card.
http://www.ebay.com/itm/1887-OLD-JUD...item3a74eee6bc