I'm in a really tough spot on "my" collection, which is really my grandma's collection. I value them tremendously and have for over 50 years, since she gave them to me; to the point of coming here to learn as much as I could about the hobby, scanning each one and creating a website. The reaction to all of this from my family has been, "yawn, that's cool, how much are they worth?".
I only have two nephews to leave them to and I'm pretty sure they'd be sold before before I was pushed into the cremation oven, but at least they could benefit from having no tax consequences.
Ideally I like her collection to be part of the hobby forever, by having a collector keep the whole collection intact, but that may never happen.
Of course, in the case of a health emergency, it is in the back of my mind that they might come to my rescue at some point and grandma would be happy about that.
So, OP, you're young and you're plans may change, but I'm old and my plans may change, so some things never change.
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