This is a warning on this V100 Willard Chocolates Babe Ruth Card:
http://www.ebay.com/itm/1923-WILLARD...item2ebe0676d7
I BOUGHT this card a few months ago, and had to return it because the seller failed to mention that the "crease" was actually a tear, and that the tear had been put back together with glue. I inspected the card upon receiving it and noticed this. The seller accepted my return, and I wondered what he would do with it. Seems as though he has taken the "grading company" route.
This card has been altered and is torn. I 100% vouch for that.
Here is the link to the card I purchased, pre-"grading".
http://www.ebay.com/itm/120859768534
I've bought from this seller a couple times, but won't again. He is very dishonest in his descriptions, and is consistent in this. His dishonesty is subtle, so that he can easily escape it.
.