So I use credit now...
We have an interesting situation in that I have access to the majority of our retirement, anytime, without penalties for 30 days. Im not a CPA, and this is personal, its just the way its CURRENTLY set up.
I have used this "credit" 3 times...2 5k+ CJ lots and a couple e107s. This credit is my only advantage in the market. I can bid lots for what I think they are worth. I had to resell tons of cjs to put the money back, plus I make the payments as well. The e107s we kept. The first CJ lot took 6 weeks to finish, but after 4 weeks the debt was well below 1k and the fees were small. Im am now 10 days into experiment 3 and things are going well and really hinge on the sale of a single matty. I cannot afford to pay 65-100 for a cj common as they are all over the place now, and my fee were a couple bucks. BNow, I can buy 50 or 60 cjs and sell those i dont need for a fair price and pay the rest for what I keep and I always get to decide what I keep. I also downgrade my set, if appropriate, and am just trying to make it to 177(I count the Chance as part of the set). I do it to fuel my hobby...I dont buy cards to make money, but I want my cjs so this idea was the result with the best results.
It was scary the first time, this time I had a $6600 debt and didnt bat an eye. It bothers me somewhat that I feel there is always an angle now...but Ive met tons more great guys on here(Hola Jared, David, Mac, Andrew, Toby, JR and Mr. Barry
) doing this and enjoy selling cards as well as it fulfills the fix for me. I would NEVER buy a card "because i just had to have it" but honestly, I wish I had started doing this earlier.
