I'm the minority
I guess I'm the minority in this thread. I actually just got one a personal line of credit a few months ago for $25k. I was approved in 2 hours. The interest is very low, and there are no annual fees. I haven't used it yet.
I have it in case one of the tougher cards I want comes up for sale, and I don't have all the cash to purchase it. I will use my line of credit, and just make a few monthly payments.
Just my opinion
Tony
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