This falls in the "Other" bucket.
After several polite messages to a non-payer, the guy sent multiple long rambling messages apologizing for his inability to pay due to involvement in a matter of national security. Since he had to travel to an undisclosed and dangerous location, he would not have time to make payment, and so on. In each message, his nonsense went on and on, giving me the creeps.
I forwarded the craziness to EBay and they refunded my fees.
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