I'm pretty patient both ways.
The less you stress the easier life is. I've held stuff for guys for weeks sometimes. Eventually just about everybody pays. I've had perhaps one or two non-payers in the last year.
I usually send a second invoice after about 7-10 days, followed by a non-paying notice a few days after that, which usually does the trick and gets you paid.
I don't have any automatic settings (that I know of). I'd rather keep that sort of communication out of Ebays unforgiving hands.
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