I am guessing the Schmidt has two hard-to-see creases, that many of its previous owners probably haven't even seen. Ergo, I go...
PSA 3 for the Duffy (no creases)
PSA 2 for the Schmidt (hard to see stuff)
Remember folks, the purpose of TPG is not that all 3s will look the same. The purpose is to reflect the flaws of the card that are not apparent to the prospective owner.
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