If the buyer's not happy with the card, just tell him to just send the card back for a refund. Be very nice about it on eBay. (You can vent on this board, although what if the buyer is on this board too ????) Once you receive the card back just as you sent it, give him a full refund and offer it to the underbidder or relist it. Eventually, block him from bidding on your items.
You could (if you're worry about him sending a empty box back or a different card) open the package in front of the postal service inspector, but hopefully that won't be necessary.
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