Matt: Just saw this thread. It's not just SGC. Really ironic for me the card you posted and the grade because back in my lame brain buying days, I purchased the tough Karger in PSA 4. Here is the card. Now I don't think that mine is paper lose but it is tough to tell through the plastic. It looks like added paper on the front or some dried up gunk on the card. I have since upgraded to an SGC 60 but still have this one.
Live and learn
