[Rich Klein]

In two of my last attempts at transactions involving money; the transactions never got done-- and in both cases it was due to me either explaining to a person that I'm not on pay pal and don't make payments that way or that I'm not on pay pal and don't accept payments that way.

I have never wanted to have pay pal -- and just wanted to check, based on some of the horror stories I have heard -- whether or not -- not having an electronic pay pal account was the way to go

Thanks in advance for your advice on this

Rich