Miscut
Since I have been collecting (1979) miscut has been used to describe the types you mentioned as well as card that have centering worse than 100-0. I agree from a gramatical point you are correct, however that is hobby terminology I have heard since i was a little boy. I wouldn't blame PSA for this any more than I blame them for the GEM Mint grade. In fact there are many truly miscut cards that they just flat out refuse to holder I would suppose it's because they often wouldn't fit in the holders.
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