Bill-
What do you suggest the card be graded? Your start your post with "buying the holder", and I understand your concerns with this particular example. But I do not know what you are suggesting it should be graded instead.
For a T222, it does not appear to have significant cracking, fading, or fold lines which mar so many examples from the set. The image on the front is clear, with strong contrast, unlike the vast majority of examples that I typically see available in auctions / for sale.
From a pricing perspective, it seems like there was a steep decline in the price of this card since its last sale.
Are you suggesting that this should be in an Authentic holder? Something else?
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