[Leon]

Each time this discussion comes up I always have to give the paypal-correct way of saving money with them. If you don't need the money in less than 3-4 days, request the sender pay by e-check. Last time I did it I had to remove my back up funding (credit card) so it would allow me, but the most you will get hit for, by taking an e-check is $5. If you have a 1k+ payment you need to take, that e-check method of payment will save you a few lunches. I make it mandatory on larger amounts I take. Just a suggestion. I too don't really care for the ways to skirt the system, even though I am not perfect, I try to do things by the rules most of the times.