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I could be wrong, but I don't think your assumptions are correct. I think that the percentage of "Nickel and Dime" collectors who spend a few hundred dollars a month (on a really good month for me) is a lot higher than you think.
Edited to add that I would like a basic book on fifth grade math. Why not? PM me and I'll send you my address.
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R Dixon
Last edited by rdixon1208; 10-22-2010 at 04:46 PM.
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