Quote:
Originally Posted by slantycouch
I've filed 3 insurance claims in the last 5 years and never had to fight. I provided detailed information and was compensated quickly in all 3 occasions.
I send everything with at least DC and insurance, and anything over 200 with insurance and signature confirmation.
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Wow three claims in 5 years. I assume that this represents a small percentage of your overall packages? Like maybe 3%? Knock on wood, I've never lost a package, but only have mailed about 100 packages in the last six years.
All I ask for is a tracking number & DC, which I believe is no more than an illusion that I have some protection. Like one up from nothing.
I used to insure all packages of value, but my philosophy has changed since the recession. Rightly or wrongly, I believe that insurance alerts those who would steal, to a target of interest. The USPS in my area now have clerks walking the line to recommend insurance, which I find annoying.
Could you reveal what "detailed information" you had to provide to be compensated? Scans of what was in the package? I mean, how can you prove what was in the package? This has always bothered me about postal insurance, they can always say "prove it" and how can you do that unless you have a clerk sign off on what was in the package? And make a video of him doing it, lol. I also assume that these were packages that weren't delivered, right? Lost?
What about a recipient's allegation that there wasn't anything in the package? Surely there isn't insurance for that, or is there?
Since 9/11 clerks now ask what is in the package and sometimes ask why I don't want insurance and, when it's cards, I always say it's just some art work copies with no value.
I'd really like to be convinced that postal insurance is anything more than another uncle sam scam, then I would buy it. Up until your story, I've only heard how difficult/impossible it is to collect on an insurance claim from the USPS.