Using "gifting" to avoid Paypal fees is fraud. It is, in fact, "theft of services", potentially a felony depending on the size of the fee avoided. We can always justify our actions by telling ourselves that their fees are exorbitant or that they are a big corporation and won't miss the fee or that everyone else does it. That may well be true but it is no justification for dishonesty. They say that everyone cheats a little on their taxes. It is still illegal and I would never do such a thing (Are you listening IRS? Never, ever, ever. Really.) Ultimately, you have to be able to look at yourself in the mirror. I've had clients who could put a bullet in the back of your head and not lose a minute of sleep, but I think most of the folks here are basically honest people who know the difference between right and wrong. Morally, is scamming Paypal any different from scamming a fellow collector?
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