Quote:
Originally Posted by usernamealreadytaken
I understand the reasoning for wanting "Gift" because the recipient doesn't pay any fee and I too was a little concerned with how that would be handled in a dispute. However, if you select the funds to come from a CC vs. a bank tranfer you pay a small fee but (I think) the CC would back you up regardless because it was charged directly to the card. Any thoughts?
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From my understanding, even if you tied the "gift" to a CC, you still have no protection. The reason being that there was nothing "sold". You "gifted" that money to the receipient and therefore have nothing to dispute (as far as not receiving something in return). It is a risky way to buy items, but again, its no different than sending a USPS money order, or a check. Trust is the KEY issue here.