Jim,
Your recollection is flawed. Those OPTIONS were discussed openly as I was looking for opinions, and I asked the group for feedback on all of those options. Never were those "decisions" made of what to do with the card. Figured it was worth brainstorming on the board as collective knowledge is unparalleled.
I knew you'd come out of the woodwork on this one...you and Rob are the Randolph and Mortimer of this group. Always there to attack and lend your opinion as fact.
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