Delayed bump . . .
As I previously stated, SGC seems to have occasional insert issues with taller 1889 OJs such as this Kelly. The 1887 Brooklyn cards have the same issue (taller than normal OJs). I personally believe the Kelly may have an original cut but the stain on front and possible paper loss should relegate it to a lower grade. Would like to see the card in person.
The winning bid seems about right ($1,246.99) but it is strange that the under bidder managed to place 5 bids in the final 7 seconds. How do you do that? I would think a snipe service would just place a single bid with a second or two left. The under bidder must have had some quick fingers and fast internet service or multiple window ready to go.
http://cgi.ebay.com/1887-N172-OLD-JU...item2eabdc550c
Here are some other SGC examples of taller 1889 cards with ill fitting inserts. These were purchased raw and I had them graded (no funny business).