the empty envelope is just another way to get their money back through paypal. Paypal will side with them and you are now out the money and the card. this is the exact reason i will never use paypal again.
It should be , if they decline insurance, they are responsible.....
sucks, what kind of man would "con" or "steal" just to get a card!
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"There is no such thing as over educated!
It is better to be quiet and thought of as a fool then to open your mouth and remove all doubt!!
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