This
T204 Nichols on eBay is a
Fritsch reprint. The border sizes are too large , the gold color is wrong, and the upper left corner has creasing that would never happen with an authentic T204, which would have white breaking through the surface of the creases.
These Fritsch reprints are a blight. They get listed by eBay sellers as authentic all the time, but this one is worse because it's in a PSA 2 holder. My first thought was that someone swapped the card and resealed the holder, but given that it's only worth ~$100, it seems more likely that PSA botched this.
Bill