I see nothing on their site about their liability or responsibility with regards to crossovers. Recoloring is something that could be detected while the card was in the PSA holder with a black light. They should have to compensate you for the difference in value between the PSA 7 and the SGC Auth if you placed a minimum grade request on the submission form. It is a cost of their doing business and risk they should have to assume in breaking out a card.
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