Posted By:
StevePaypal would if you opened a claim/dispute. Despite what sellers put in their auction description, insurance is the sellers responsibility.
Bingo, insurance protects the seller, not the buyer regardless
of what sellers want to say. Especially if you paid with Paypal.
Now if you paid with a MO and or check the seller can hold you to it.
Sellers also can't charge for insurance ala carte and self insure.
They can include insurance in the shipping cost and self insure.
Steve