Posted By:
boxingcardmanI agree with most all of what Marshall said 
Seriously, I don't think too many "advanced" collectors buy on credit except for convenience/security (i.e., sending money electronically; if I'm paypaling someone $500 and I don't know them I like my chances of recovery a lot better if my CC company is involved) and paying off the debt every month. That said, lots of people have had the market crashes and credit crunch affect other other aspects of their lives and that certainly has had some spillover into their collecting habits. Most of the collectors I know have opined that they expect their 2009 card expenditures to be less than in prior years, maybe even a negative as they look to sell more than they buy. A lot of my friends have decided to focus only on certain issues, meaning that they won't just say WTF and bid on a card outside that area of focus that they happen to like. Me, I'm still doing the unfocused kid in a candy store routine but I've cut way back and am hoarding discretionary cash in case something I really want surfaces.
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