Posted By:
David AtkatzYes, Joe. I do teach accountability. And, as I said, I hold accountable the bankers who used extremely poor judgment(and/or extreme greed)in making those "toxic" loans. If a ten-year old walks into a bank and asks for a loan, no big deal. But if that bank actually gives him the loan, who would you "hold accountable"? The child?
A loan officer is a professional, supposedly trained to spot poor credit risks, and not loan money to them, no matter how nicely they ask.
And, BTW, if you don't want me to treat you like a two-year old, then don't presume to have knowledge of things about which you are completely ignorant, such as what I teach my children or my students.