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Posted By: Doug

It's pretty tough to type this so it doesn't seem so confusing, but what I was wondering is that by per year do they go by when the purchases were made or when the cash back is credited? If I buy a card today the purchase is occurring this year, but with the 60 day pending period I won't actually get the cash back until next year. To try and simplify it a little more, I'm not sure if they are going by the date you buy the item or if it doesn't count as a completed transaction until the cashback is credited.