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Todd SchultzAs and between the two, he did indeed believe the lenders were to blame. He called Bull. And he is right.
Yet still,you deign to tell us exactly what he said, while telling him what subjects to stick to, that he is out of his depth, and you intimated that people of his profession should be smarter than that. I find that to be a smug**** response from someone who has no right to say it, or if he does, should be prepared to be called on it.