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T EJohnny, it is my belief that this card was circulated inserted into unknown brand. It may have been used as scrap on reverse side at factory, but at some point, it was turned back over, and then cut and distributed in whatever pack it was inserted into. This card was one of about 180 I bought in a shoebox from a nostalgia type store back in the 1970s. The store had just purchased them from original owner's family. The collection was fairly typical for what a boy growing up in New York area would have collected back in 1911, weighted towards Hall of Famers (three Cobbs, at least five McGraw, several Matty, I eremember quite a few New York Giants in the group) all in Gd to Ex condition with a few lower grade, no reverse stock loss on any, and nothing out of the ordinary but for this one. The backs were as I recall mostly Sweet Caps and Piedmonts, a few Old Mill, a couple of El Principe, American Beauty, etc. Definitely no Polar Bear, I would have remembered that! It looked like a normal kid's collection of baseball cards, much like the Topps cards I had collected in the 1960s. I can't believe that this one came from anyplace else but a pack of smokes.