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BobPaypal is the real monster, and of course Paypal is now eBay. If I weren't so lazy and used to the immediate payment aspect of paypal and the fact people can charge items I sell on plastic through paypal, I'd get rid of them. The last major card I sold on the BST thread was paid through paypal and I had to eat a big chunk in paypal fees. I had forgotten how large that chunk had become!