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Dave SDave--think the majority have faced the same dilemma at some point. Remember, Rome wasn't built in a day! Patience...don't think anyone (other than your enthusiasm) has put a time deadline on completing the set. Work around (not against) your budget. Don't think you want to unload it to start another...you'd most likely end up in the same boat. Take your time, cards will be there when your wallet's ready...