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GenoI love T202 side/middle panels! I find that it's a cheap way to build sets, although 98% of the guys here will disagree that it "counts." I'm a collector, not an investor and love to read the backs of cards and check out the stats. On the middle panels, I love the way the catchers stand, the way the bases look, etc. I know I'm in the minority, but we can't all afford PSA graded cards. I'll leave the PSA Mint cards to the elitists in the world - I just love the feel of old cardboard, so send any of your "worthless" cards to me!
As far as value, commons are worth about $5-10, HOFers about $30ish, Cobb goes for about $100-$150 (way overpriced, but it does sell for that).
In my opinion, cards are meant to be enjoyed and traded, not stuffed into plastic for the rest of their lives. If I was an investor, I'd think differently, so I'm glad there are cards for both of us. I recommend reading a book about Matty's days and then looking at those side panels again - they will come to life!
Take Care,
Geno