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RedThis was a problem situation and you needed to protect yourself. Calling up to see if DC was good enough for proof of delivery should have been a warning to you that maybe a signature confirmation would be more appropriate in this matter. Paypal really preys on people not knowing the rules. They are fighting for that money as hard as you and the seller. If Paypal's money is at risk the will take it away from wherever they can get it, and usually this means from the good guy. The bad guys know to take the money and run.