Posted By:
JKMatt,
I have insurance through CIA. I highly recommend it. As far as claims, you only need to prove a loss. If covered, the method of delivery used only affects the max. value of the claim. For example, if I recall correctly, first class mail w/o insurance and no sig. confirmation - the max claim is $250. Insured mail with sig. confirmation - $2500; Registered or express mail w/sig. confirmation - the max claim is your policy limit.
There is a link to CIA on the N54 links section - Im sure if you called them and explained the situation they would be able to give you an idea if you would have been covered or not.