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Paul SI'm pretty much with Peter U. on this...and there's a great deal to be said for being able to touch a card.
Peter C - you don't have to be a dinosaur to buy ungraded. Since you go to card shows, you can see what real cards look like in person, even if in a holder, Just make sure you see a lot of them, up close, and be familiar with their peculiarites when the time comes to buy. Those who buy online aren't holding up a blacklight to their monitor. They are taking the usual precautions, such as Howard stated, visual, seller reputation, etc.