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fkwIts funny you brought this up. I bought a fairly expensive card about a week ago (BIN) and paid right away with PayPal ($100 PayPal balance, rest bank transfer) and it shows that the purchase is complete and I even got feedback from the seller (card should be here any day). But checking my bank records I cant find where they took the $$ out. This is the first time Ive noticed this. Transfer was for $1500 so Im sure it would be noticeable on my bank balance. Still waiting for it to get subtracted. I always though they were instant.