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LarryIF PSA & SGC BOTH SAY a card is ungradeable, I have more faith in BOTH than either one alone, even if Kevin gives his opinion, no offense to Kevin. Jim Crandall wants to protect himself by not putting any more money into expensive cards without some help, no problem, that makes sense, Kevin obviously has doctoring skills to share.
Mr. Crandall fails to see one very important aspect, this is NOT cleaning up the hobby if that was his real goal, this is just protecting his future endeavors. This is OK but is just that, it is an act to help him have eyes that he feels are better than SGC or PSA have.
The really ironic thing is the quantity of bad cards that Jim must have( based on 28,000 psa cards bought over 15 years or so) just based on percentages should be the first to be examined if he is concerned about altering, that would be a real cleanup. Jim, we all know you do not want this because it will devalue your collection and you want your family to keep your collection for posterity anyway. PSA should be partially responsible if Kevin expertise found that PSA is wrong and can substantiate this with documentation. This will change things for the better, enforcement with proof. Otherwise, Jim, use Kevin and most of us will rely on SGC and PSA, the two companies similar findings will stand for more combined that any individual or company, or if you like raw cards, believe in your own judgement.
If SGC and PSA BOTH say it is no good, that is the best insurance combo you can get, in my humble opinion.