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Joe D.I am with you.... at or above $1K i would be hesitant to crack.
I have cracked out PSA and submitted to SGC and received worse grades.
I have cracked out SGC and submitted to PSA and received worse grades.
I have cracked out GAI and submitted to SGC and received better grades.
My conclusion - since each grading company has more than one grader - they each have a range of opinions.
You can catch a picky SGC grader and catch a picky PSA grader - or you can get luckier with either one.
Just my opinion based on limited experience.