Posted By:
peter chaoAdam,
I basically agree with you. However, you need to decide what your investment goals are. If you want to remain well-off and unbattered by your wife you go for conservative investments with a long track record. 
If you are younger and unmarried you can take more chances. If you are in the process of building a nest egg then you can allocate a larger percentage to nontraditional investments with short track records.
Peter C.