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JKDaniel - I agree in principle with your statement. However, I dont think Jim's card boils down to a grader's opinion. It has an obvious flaw - a chip is essentially a mild degree of paperloss. That card could never grade an 84 as nice as it looks otherwise. Its different in my opinion than two cards, one an 8 and one a 9 that essentially look the same and really do amount to a difference in opinion. I also think that Jim's card would sell for more than a typical 50 due to how nice it looks. If you want to see a card that truly was subject to nothing other than one grader's opinion, look at my sgc 60 clarke above - that card has nothing at all wrong with it on either side other than the centering.