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Fred Cpaypal uses foreign labor to make phone calls. Regardless of what people may choose to believe, that's a fact. They knew that my minimum payment was $33 and they also left a message with the paypal phone number. I believe that you will get an American service agent if you call them but they use foreign labor to do their collections work. They better get their crap together or they're going to piss off the wrong person (someone that knows how to handle these matters, legally). I plan on contacting paypal, again, on Tuesday and I'm not stopping with the low idiot on the totem pole this time.