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JKI agree that chipping on the gold borders is, essentially, paperloss. For some reason however, the graders do not treat chips the same as paperloss elsewhere on a card.
That said, I would disagree with Rob's comment above about grading companies being inconsistent. The three main grading companies (SGC, PSA and GAI) are inconsistent compared to each other. SGC and GAI are very consistent internally in how they treat paperloss. PSA, is very inconsisitent internally. To explain:
SGC - very consistently will give a card with minor paperloss on the reverse no better than a 30. If the paperloss is greater than "minor" it will get a 10.
GAI - generally minimizes the penalty for paperloss. GAI consistently gives cards with minor paperloss grades as high as 3 or 4. Take a look at the back of the E95 cobb sold by Manontherock for an example.
PSA - all over the map. Normally, they will give a card with minor paperloss on the reverse a 2 (like SGC). However, Ive owned cards graded as high as psa 4 and 5 with paperloss on the reverse.
Personally, I do not think any card with paperloss should grade higher than a 2 or a 30, even if it looks mint (and I have many cards in such condition). Originally a PSA 3:
