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TONYI decided on graded cards just to ship priority mail with delivery confiramtion, my cost is just under $5, plus I can throw in freebies like magzines etc at no xtra fee.......if they want insurance thats optional, since everyone pays me with Paypal u need delivery confiramtion to have proof of delivery as I'm having trouble on cheaper items too many people telling me they never received their item.....Just last week i sent a PDA for repair, sent via Delivery confirmation, waited 6 days & called & recipient claimed never received......I checked online & found out he received item next day, called back with this info & shortly thereafter calls me to let me know he magically found my item....That saved me $449 if i had to buy a new one..........On line u can purchase delivery confirmation for 18¢, best value out there if u ship cheapie items......Most buyers are honest but a small % will take advantage of u if u let them.......I love delivery confirmation,,,,,,,,,ditto for registered mail on expensive items.........Hope this info helps