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Posted By: Russ Bright

IMHO, I've been doing the same thing recently (debating taking out Loan or selling Cards) The rate of appreciation on most of these cards seem to be better than the interest rate of ANY loan I can get BUT... you'll always be a collector no matter what, it really depends on whether you want to have no cards but own everything outright OR have cards but be in debt....

I'm actually pretty cool right now with my debt because I have some really cool cards!