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Dave SIf he insists on "A" and you're a "B" guy, and assuming as u say that you're happy with the price, I'd think he'd offer to front the grading fee and shipping/insuring charges. Again, personally, think I'd have a fall-out agreement should the card not grade to the figure you're basing the price on. How hard can it be to move a WJ Portrait (if that is indeed the card we're talking) in the 3-4 range, regardless of a PSA or SGC grade?! Just my opinion, but if it were my card...I'd send it to my grader. Would think if he wants the card badly enough, he'd agree. Being it's your card, you should direct the terms of the sale, the buyer shouldn't!